Financial Life Change (“we”, “our”, or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or become a member of our program.

By using our website, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

• Personal details such as name, email address, and mailing address where you want us to send your commissions to.
• Payment information processed securely through third-party payment providers (such as Autobooks)
• Account information for membership
• Referral and activity data related to your participation in the program
• Technical data such as IP address, browser type, and device information

2. How We Use Your Information

We use your information to:

• Provide access to the Financial Life Change membership program
• Process payments and manage subscriptions
• Track referrals and calculate commissions
• Communicate important updates, notifications, and support messages
• Improve website performance and user experience
• Ensure security and prevent fraudulent activity

3. Payment Information

All payments are processed securely through trusted third-party payment gateways such as Autobooks. We do not store full credit card or financial details on our servers.

4. Referral Tracking

Our system tracks referral activity to ensure proper commission distribution. This may include the use of cookies or unique referral links assigned to members.

5. Cookies

Our website may use cookies to:

• Improve user experience
• Track login sessions
• Monitor referral activity
• Analyze website traffic and performance

You can disable cookies in your browser settings, but some features of the website may not function properly.

6. Data Protection

We implement appropriate security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction.

However, no online system is 100% secure, and we cannot guarantee absolute security.

7. Sharing of Information

We do not sell, rent, or trade your personal information.

We may share limited data only with trusted third-party service providers (such as payment processors or hosting services) required to operate the program.

8. User Responsibilities

As a member, you are responsible for:

• Keeping your login details secure
• Not sharing your account access with others
• Using your referral ID correctly for tracking purposes

9. Membership Data

When you join Financial Life Change, you are assigned a unique membership ID. This ID is used to track your activity, referrals, and commissions within the system.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

11. Contact Us

If you have any questions about this Privacy Policy, you can contact us at:

📧 Email: financiallifechange@gmail.com