1. Introduction

Welcome to Financial Life Change (“we”, “our”, or “us”). By accessing or using our website and membership program, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please do not use our website or services.

2. Membership Agreement

Financial Life Change operates as a paid membership-based program. To access the program and its features, users must:

• Register an account on our website
• Pay the monthly membership fee of $100
• Maintain an active subscription to remain eligible for commissions

Membership access is granted only while the subscription remains active.

3. Eligibility

To use this website and join the program, you must:

• Be at least 18 years of age
• Provide accurate and complete registration information
• Comply with all applicable laws in your country or region

4. Referral System

Members are provided with a unique referral link or ID. This is used to track referrals and assign commissions correctly.

Important rules:

• You will only earn commissions on valid referrals
• You cannot earn commissions on your own membership
• Referrals are only counted when payment is successfully completed
• Membership ID or referral links must be used correctly for tracking

4. Referral System

Members are provided with a unique referral link or ID. This is used to track referrals and assign commissions correctly.

Important rules:

• You will only earn commissions on valid referrals
• You cannot earn commissions on your own membership
• Referrals are only counted when payment is successfully completed
• Membership ID or referral links must be used correctly for tracking

6. Payment and Subscription

• Membership fee: $100 per month
• Payments are processed securely via third-party payment providers (e.g., Autobooks)
• Failure to maintain active payment may result in suspension of access and holding of commissions

7. User Responsibilities

As a member, you agree to:

• Keep your account credentials secure
• Not misuse the referral system
• Provide accurate information
• Use the platform in a lawful and ethical manner

8. Prohibited Activities

Users are strictly prohibited from:

• Creating fake accounts or referrals
• Attempting to manipulate the referral system
• Using spam or misleading marketing methods
• Violating any applicable laws or regulations

Violation may result in account termination without notice.

9. No Guaranteed Income

Financial Life Change provides a membership-based earning opportunity, but:

• We do not guarantee income or profits
• Results vary based on individual effort and participation
• This program is not a “get rich quick” scheme

10. Account Suspension

We reserve the right to suspend or terminate any account that:

• Violates these Terms of Use
• Engages in fraudulent activity
• Misuses the platform or referral system

11. Changes to Terms

We may update these Terms of Use at any time. Continued use of the website means you accept any updated terms.

12. Limitation of Liability

We are not responsible for:

• Any financial loss incurred through use of the platform
• Technical issues or service interruptions
• Actions of other users or third parties

13. Contact Information

If you have any questions regarding these Terms, you can contact us:

📧 Email: financiallifechange@gmail.com